Terms and Conditions

Terms & Conditions
The information on this website is issued by Spirit Capital Partners LLP (“Spirit”), whose registered office and principal place of business is at 5th Floor, 2 Wellington Place, Leeds, LS1 4AP. Spirit is authorised and regulated by the Financial Services Authority in the conduct of its designated investment business. Access to and use of this website is subject always to the following terms and conditions and by using this website you accept these terms and conditions.
Disclaimers
The information contained on Spirit’s website is provided for general information only. It is not intended to be a comprehensive account of Spirit’s activities and investment record nor has it been prepared for any other purpose. Any financial, securities or investment related service or product referred to in the website may not be available to all customers or in all cases, may be available only where specifically requested and agreed upon and may be associated with certain specific fees and conditions attached.  The information contained on Spirit’s website is not intended to make any offer, inducement, invitation or commitment to purchase, subscribe to, provide or sell any securities, service or product or to provide any recommendations on which visitors to this website should rely for financial, securities, investment or other advice or to take any decision. Visitors to this website are encouraged to seek individual independent advice from their financial, legal and other advisers before making any investment or financial decisions or purchasing any financial, securities or investment related service or product.
Access to the information contained within this website may be restricted by laws and regulations applicable to the user. The information in this website does not constitute either an offer to sell or a solicitation or an offer to buy in a country in which this type of offer or solicitation is unlawful, or in which a person making such an offer or solicitation does not hold the necessary authorisation to do so, or at all. Accordingly, persons accessing the information on this website are responsible themselves for ascertaining the legal requirements which would affect their acquisition of any investment, including any foreign exchange control requirements.
Unless otherwise specifically agreed, Spirit will not treat users of this website as its clients for the purposes of the UK regulatory system.  Consequently, the protections provided to clients under the UK regulatory system will not be available to users of this website.
Further information regarding Spirit may be available by contacting Spirit directly as set out above.
Limitation of Liability
To the fullest extent permissible by law, Spirit assumes no responsibility or liability for any information published on this website and further disclaims all liability in respect of such information. Spirit shall not be liable for data transmission errors such as data loss or damage or alterations of any kind including but not limited to, any direct, indirect or consequential loss or loss of profit suffered as result of using the services provided on the website. None of the statements on the website excludes or restricts any duty or liability that Spirit has under the FSA rules or the Financial Services and Markets Act 2000. Spirit reserves the right to grant access to this website at its absolute discretion. Access may be denied by Spirit at any time, for any reason, without notice.
Nothing in these terms shall or is intended to exclude or limit Spirit’s liability for personal injury or death resulting from its negligence or for fraudulent misrepresentation.
Scope of use
Spirit and/or its licensors own all intellectual property rights in the website. Spirit invites you to view, use, print and download small portions of the contents of this website for your informational, non-commercial use only, provided you also retain and do not delete any copyright, trademark and other proprietary notices contained in such content. You may not modify, publicly display, distribute or show in public the website or any portion thereof without Spirit’s prior written permission. You agree that you will not use or induce the use of any robot, spider, other automatic device, or manual process to monitor or copy our website without Spirit’s prior express written permission. You agree that you will not use or induce the use of any device, software or routine to bypass any security measures on the website, or to interfere or attempt to interfere with the proper working of the website.
Risk considerations
You should remember that the value of investments, and the income from them, may go down as well as up, and is not guaranteed, and investors may not get back the amount of money invested. Past performance cannot be relied on as a guide to future performance or returns.  Levels of taxation will depend on the individual circumstances of investors.
Expressions and opinions on this website represent the views of Spirit, which may be subject to change without notice. These views are provided for information purposes only and should not be construed as constituting investment, legal, tax or other advice nor be relied upon in making an investment or other decision. You should obtain relevant and specific independent professional advice before making any investment decision.
Affiliates, directors, officers and/or employees of Spirit may have holdings in Spirit investment products or may otherwise be interested in transactions effected in investments mentioned on this website.
Complaints should be addressed to the Compliance Officer at Spirit at the address shown above. In addition, complaints may be addressed directly to the Financial Ombudsman, South Quay Plaza, 183 Marsh Wall, London E14 9SR.
Please note that the information set out here does not exclude or restrict any duty or liability to customers of Spirit under the UK financial services regulatory system.
Accuracy of information
Although Spirit has taken all reasonable care that the information contained within this website is accurate at the time of publication, no representation or warranty (including liability towards third-parties), expressed or implied, is made as to its accuracy or completeness or fitness for any purpose by Spirit, or its subsidiaries or contractual partners. Under no circumstances will Spirit be liable for any direct, indirect, incidental, special or consequential loss or damages caused by reliance on this information or for the risks inherent in the financial markets.
Amendments to the site
This website is subject to regular update and revision. Whilst we attempt to ensure the accuracy and timeliness of all material posted on the website, we take no responsibility for errors or omissions which are the result of technical causes, or otherwise. We maintain the right to delete or modify in part or in full any information on this website without prior notice. We do not guarantee that material on this website will be free from infection, viruses, worms, Trojan horses and/or other codes that have contaminating or destructive properties. It is your responsibility to take protective steps such as virus checking.
Linked websites
Spirit’s website may contain or be linked to websites, advice or statements of third parties and such links are for information purposes only and do not indicate any association with or endorsement by Spirit of such site. Spirit does not have control over such third party websites and therefore makes no representation as to the accuracy or timeliness of such information, has not and will not review or update such information and cautions viewers that any use made of such information is at their own risk.
Governing Law and Jurisdiction
These terms and any dispute arising out of them are governed by and interpreted in accordance with the laws of England (or the laws of Scotland if you are domiciled there). Disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales unless you choose the jurisdiction of your domicile in Scotland or Northern Ireland.
Contact Details
The address for Spirit is set out above. If you have any queries regarding this website or would like any further information about Spirit, then you may send an email to info@spiritcapital.co.uk or phone 0113 242 2644.